Issue information:

• Issuer, issue number:	First United Bank, 1
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	1 500 000 000
• Registration date:	Sep 13 2007
• State registration number:	40103461В
• ISIN:	RU000A0JPU48
• Start of placement:	Jun 26 2008
• End of placement:	Jun 26 2008
• Date of circulation start:	Jul 09 2008
• Issue price:	100
• Coupon:	1 coupon - at auction. Coupon 2 equals coupon 1. Coupon 3 is set by issuer. Coupon 4 equals coupon 3. Coupon 5 is set by issuer. Coupon 6 equals coupon 5.
• Coupon frequency:	2 time(s) per year
• Settlement date:	Jun 26 2008
• Maturity date:	Jun 29 2011
• Early redemption terms:	5th business day from the 2 and 4 coupons redemption, at par, date: 06.07.09, price: 100.
• Arrangers:	Arranger - Rosbank
• Trading floor, listing category:	MICEX (B)
• Guarantors:	First Investment and Finance Company
• Additional information:	Guarantor - OOO First Investment and Finance Company
• Investment banks:	Lead manager(s):  ROSBANK Region Group Co-lead manager(s):  Alfa Bank Gazbank RTK-Broker Underwriter: Vesta Co-underwriter(s):  AKIBANK Metcombank Ayax Capital  Lanta-Bank  Credit Bank of Moscow Sudostroitelny Bank SozGorBank

Borrower:

• Issuer:	First United Bank
• Full issuer name:	First United Bank Open Joint-Stock Company
• Country:	Russia
• Web site:	http://www.pervobank.ru/
• Issuer profile:	JSC "First United Bank" (city of Samara), established as a result of JSC "Samarskiy Credit" and JSC "NOVA Bank" merger, is ranked in the list of the 5 biggest banks of the Volga Region. Loans and cash ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's B3/Stable Int. Scale (foreign curr) 10/23/2007 Moody's B3/Stable Int. Scale (loc. curr.) 10/23/2007 Moody's Interfax Rating Agency Baa2.ru National Scale (Russia) 10/23/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 31 2008):

Payment schedule:

COMMENTS: