Issue information:

• Issuer, issue number:	DeltaCredit Bank, 2
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Indexation:	- 3 months MosPrime rate; - premium over 3 months MosPrime
• Amount:	2 000 000 000
• Registration date:	Apr 26 2007
• State registration number:	40203338B
• ISIN:	RU000A0JP8S6
• Start of placement:	May 30 2007
• End of placement:	May 30 2007
• Date of circulation start:	Jul 11 2007
• Issue price:	100
• Coupon:	The first coupon rate is calculated as a sum of the following: - 3 months MosPrime, as of the last business day prior to the auction; - premium over 3 months MosPrime rate; Size of premium is the difference between the 1st coupon rate set at the auction, and the 3 months MosPrime as of the date prior to the auction. Coupons 2-12 are calculated as MosPrime Rate + Premium
• Coupon frequency:	4 time(s) per year
• Floating rate:	Yes
• Reference rate:	3M MOSPRIME
• Margin:	0.3%
• Settlement date:	May 30 2007
• Maturity date:	May 30 2010
• Arrangers:	Arranger - Raiffeisenbank Austria
• Trading floor, listing category:	MICEX
• Guarantors:	Societe Generale
• Additional information:	Guarantor - Societe Generale
• Investment banks:	Lead manager:  Raiffeisen Bank Co-underwriter(s): Goldman Saks Deutche Bank Russia ING Wholesale Banking Russia Credit Suisse  Citibank

Borrower:

• Issuer:	DeltaCredit Bank
• Full issuer name:	Commercial Bank DeltaCredit
• Country:	Russia
• Web site:	http://www.deltacredit.ru/
•Other issues of the issuer:	DeltaCredit Bank, 1 - Domestic bonds  DeltaCredit Bank, 2035-A (RMBS, FRN) - Eurobonds  DeltaCredit Bank, 2035-BC (RMBS, FRN) - Eurobonds  DeltaCredit Bank, 3 - Domestic bonds  DeltaCredit Bank, 4 - Domestic bonds All issues of the issuer
• Issuer profile:	DeltaCredit is a 100% subsidiary of Societe Generale S.A., and the first specialized mortgage bank in Russia. The bank provides mortgage loans on the primary and secondary housing markets in Moscow, M ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Standard&Poor's withdrawn Int. Scale (foreign curr.) 10/14/2005 Standard&Poor's withdrawn Int. Scale (loc. curr.) 10/14/2005 Standard&Poor's withdrawn National Scale (Russia) 10/14/2005 Moody's Baa1/Stable Int. Scale (foreign curr) 07/18/2008 Moody's Baa1/Stable Int. Scale (loc. curr.) 01/25/2008 Moody's Interfax Rating Agency Aaa.ru National Scale (Russia) 01/25/2008 National Rating Agency A- National scale (Russia) 07/01/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 31 2008):

Payment schedule:

COMMENTS: