Issue information:

• Issuer, issue number:	TransCreditBank, 3
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	5 000 000 000
• Registration date:	Mar 21 2008
• State registration number:	40302142B
• ISIN:	RU000A0JPW79
• Start of placement:	Jul 10 2008
• End of placement:	Jul 10 2008
• Issue price:	100
• Coupon:	Coupons 1-2 are set at auction, coupons 3-6 are set by the issuer
• Coupon frequency:	2 time(s) per year
• Settlement date:	Jul 10 2008
• Maturity date:	Jul 07 2011
• Early redemption terms:	7th workday of coupon period 3 at par, date: 19.01.10, price: 100.
• Arrangers:	Arranger: TransCreditBank
• Trading floor, listing category:	MICEX
• Guarantors:	Trans-Invest
• Additional information:	Guarantor: Trans-Invest LLC
• Investment banks:	Lead manager:  TransCreditBank Co-lead manager(s):  Region Group  ING Wholesale Banking Russia Morgan Stanley Bank Sberbank Co-underwriter(s):  Gazenergoprombank  Evrofinance Mosnarbank  NOMOS-BANK  First United Bank  Russian Agricultural Bank  OTKRITIE Financial Corporation  Promsvyazbank  IC RUSS-INVEST

Borrower:

• Issuer:	TransCreditBank
• Full issuer name:	Joint Stock Company TransCreditBank
• Country:	Russia
• Web site:	http://www.TCB.RU
•Other issues of the issuer:	TransCreditBank, 4 - Domestic bonds  TransCreditBank, 1 - Domestic bonds  TransCreditBank, 2 - Domestic bonds  TransCreditBank, 2007 (CLN, FRN) - Eurobonds  TransCreditBank, 2010 (LPN) - Eurobonds All issues of the issuer
• Issuer profile:	Joint Stock Company TransCreditBank (founded in November 1992, general license #2142 from the Central Bank of Russia) is the leading banking service partner of the Russian Railways. TransCreditBank of ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Standard&Poor's BB/Stable Int. Scale (foreign curr.) 10/10/2008 Standard&Poor's BB/Stable Int. Scale (loc. curr.) 10/10/2008 Standard&Poor's ruAA National Scale (Russia) 10/10/2008 Moody's Ba1/Stable Int. Scale (foreign curr) 07/17/2008 Moody's Interfax Rating Agency Aa1.ru National Scale (Russia) 07/17/2008 RA AK&M A+/Positive National Scale (Russia) 04/03/2008 National Rating Agency AA- National scale (Russia) 07/01/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 04 2008):

Payment schedule:

COMMENTS: