Issue information:

• Issuer, issue number:	AK BARS Bank, 3
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	3 000 000 000
• Registration date:	Nov 01 2007
• State registration number:	40302590В
• ISIN:	RU000A0JQ052
• Start of placement:	Oct 28 2008
• End of placement:	Oct 28 2008
• Date of circulation start:	Dec 11 2008
• Issue price:	100
• Coupon:	Coupons 1 is set at auction, coupons 2-3 equal coupon 1, coupons 4-6 are set by the issuer
• Coupon frequency:	2 time(s) per year
• Settlement date:	Oct 28 2008
• Maturity date:	Oct 25 2011
• Early redemption terms:	5th workday from the end of coupon 3 at par, date: 05.05.10, price: 100.
• Arrangers:	Bars Bank
• Trading floor, listing category:	MICEX
• Issue ratings: (rating history)	Fitch Ratings AA(rus)- National Scale (Russia) 10/28/2008
• Investment banks:	Lead manager:  AK BARS Bank

Borrower:

• Issuer:	AK BARS Bank
• List of affiliated companies:	AK Bars Finance
• Full issuer name:
• Country:	Russia
• Web site:	http://www.akbars.ru/
•Other issues of the issuer (including related companies issues):	AK BARS Bank, 4 - Domestic bonds  AK BARS Bank, 2 - Domestic bonds  AK BARS Bank, 2008 (LPN) - Eurobonds  AK BARS Bank, 1 - Domestic bonds  AK BARS Bank, 2010 (LPN) - Eurobonds All issues of the issuer
• Issuer profile:	Joint-stock commercial bank AK BARS was registered in the Central Bank of the Russian Federation in November 29, 1993. The number of license is 2590. At present, AK BARS bank has all types of licenses ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's Ba2/Stable Int. Scale (foreign curr) 05/04/2007 Fitch Ratings BB/Stable Int. Scale (foreign curr.) 04/25/2008 Fitch Ratings AA(rus)-/Stable National Scale (Russia) 04/25/2008 Moody's Interfax Rating Agency Aa2.ru National Scale (Russia) 05/04/2007 RA AK&M A National Scale (Russia) 11/28/2008 National Rating Agency AA National scale (Russia) Rus-Rating BB/Stable National scale (Russia) 10/06/2006
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 29 2008):

Payment schedule: