Issue information:

• Issuer, issue number:	URSA Bank, 7
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	5 000 000 000
• Registration date:	Apr 20 2007
• State registration number:	40700323В
• ISIN:	RU000A0JPC81
• Start of placement:	Jul 26 2007
• End of placement:	Jul 26 2007
• Issue price:	100
• Coupon:	1 coupon - at auction. Coupon 2-10 - in accordance with issue documents
• Coupon frequency:	2 time(s) per year
• Settlement date:	Jul 26 2007
• Maturity date:	Jul 19 2012
• Early redemption terms:	in accordance with issue documents, at par, date: 26.01.10, price: 100.
• Arrangers:	Arranger - Ursa Bank
• Trading floor, listing category:	MICEX (A1)
• Issue ratings: (rating history)	Rus-Rating BB+ National scale (Russia) 03/17/2008
• Guarantors:
• Additional information:	Guarantor - OOO Sibacademfinans
• Investment banks:	Lead manager(s):  Deutche Bank Russia  Renaissance Capital Co-lead manager(s):  Bank Zenit  Bank of Moscow  Gazprombank  Region Group  ING Wholesale Banking Russia  Citibank Underwriter:  Promsvyazbank Co-underwriter(s):  BFA  Petrocommerce Bank WestLB Vostok "Clearing Stock Centre" Investment Company Credit Suisse RTK-Broker Russian Development Bank Placement participant: JPMorgan

Borrower:

• Issuer:	URSA Bank
• Full issuer name:	URSA Bank (previously Commercial Bank Sibakadembank)
• Country:	Russia
• Web site:	http://www.ursabank.ru/
•Other issues of the issuer:	URSA Bank, 8 - Domestic bonds  URSA Bank, 9 - Domestic bonds  URSA Bank, 10 - Domestic bonds  URSA Bank, 5 - Domestic bonds  URSA Bank, 3 - Domestic bonds All issues of the issuer
• Issuer profile:	Sibakadembank was renamed URSA Bank in December of 2006 due to the merger of Sibakadembank and Uralvneshtorgbank. OAO URSA Bank is the largest Russian regional bank with foreign ownership ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's Ba3/Stable Int. Scale (foreign curr) 05/04/2007 Fitch Ratings B+/Stable Int. Scale (foreign curr.) 07/08/2008 National Rating Agency A+ National scale (Russia) Rus-Rating BB+/Stable National scale (Russia) 04/23/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 01 2008):

Payment schedule:

COMMENTS: