Issue information:

• Issuer, issue number:	TransCreditBank, 1
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	3 000 000 000
• Registration date:	Nov 28 2006
• State registration number:	40102142B
• ISIN:	RU000A0JPAF2
• Start of placement:	Jun 19 2007
• End of placement:	Jun 19 2007
• Date of circulation start:	Aug 22 2007
• Issue price:	100
• Coupon:	1 coupon - at auction, 2 coupon equals the 1st one. Coupons 3-6 - in accordance with issue documents
• Coupon frequency:	2 time(s) per year
• Settlement date:	Jun 19 2007
• Maturity date:	Jun 15 2010
• Early redemption terms:	in accordance with issue documents, at par
• Arrangers:	Arranger - TransCreditBank
• Trading floor, listing category:	MICEX (B),RTS
• Issue ratings: (rating history)	Standard&Poor's ruAA- National Scale (Russia) 06/05/2007 Moody's Interfax Rating Agency Aa1.ru National Scale (Russia) 12/27/2007
• Guarantors:	Trans-Invest
• Additional information:	Guarantor - OOO Trans-Invest
• Investment banks:	Lead manager: TransCreditBank Co-lead manager(s):  NOMOS-BANK BNP Paribas  Veles Capital Region Group  OTP Bank (Russia)  MDM Bank International Industrial Bank  Raiffeisen Bank  Citibank Senior Co-lead manager(s): Dresdner Kleinwort Russia Deutche Bank Russia  Renaissance Capital Underwriter(s): The Royal Bank of Scotland ZAO WestLB Vostok VTB Bank North-West RTK-Broker Co-underwriter(s):  Evrofinance Mosnarbank  Bank Stroycredit

Borrower:

• Issuer:	TransCreditBank
• Full issuer name:	Joint Stock Company TransCreditBank
• Country:	Russia
• Web site:	http://www.TCB.RU
•Other issues of the issuer:	TransCreditBank, 3 - Domestic bonds  TransCreditBank, 4 - Domestic bonds  TransCreditBank, 2 - Domestic bonds  TransCreditBank, 2007 (CLN, FRN) - Eurobonds  TransCreditBank, 2010 (LPN) - Eurobonds All issues of the issuer
• Issuer profile:	Joint Stock Company TransCreditBank (founded in November 1992, general license #2142 from the Central Bank of Russia) is the leading banking service partner of the Russian Railways. TransCreditBank of ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Standard&Poor's BB/Stable Int. Scale (foreign curr.) 10/10/2008 Standard&Poor's BB/Stable Int. Scale (loc. curr.) 10/10/2008 Standard&Poor's ruAA National Scale (Russia) 10/10/2008 Moody's Ba1/Stable Int. Scale (foreign curr) 07/17/2008 Moody's Interfax Rating Agency Aa1.ru National Scale (Russia) 07/17/2008 RA AK&M A+/Positive National Scale (Russia) 04/03/2008 National Rating Agency AA- National scale (Russia) 07/01/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 31 2008):

Payment schedule: