Issue information:

• Issuer, issue number:	DeltaCredit Bank, 1
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	1 500 000 000
• Registration date:	Nov 09 2006
• State registration number:	40103338B
• ISIN:	RU000A0JNY12
• Start of placement:	Dec 05 2006
• End of placement:	Dec 05 2006
• Date of circulation start:	Feb 06 2007
• Issue price:	100
• Coupon:	1st coupon - at auction. Coupons 2-6 match the 1st coupon
• Coupon frequency:	2 time(s) per year
• Settlement date:	Dec 05 2006
• Maturity date:	Dec 01 2009
• Arrangers:	Arranger: Trust Investment bank
• Trading floor, listing category:	MICEX
• Guarantors:	Societe Generale
• Additional information:	Guarantor: Societe Generale S.A.
• Investment banks:	Lead manager:  TRUST Investment Bank Co-lead manager(s): HSBC Bank (RR) Deutche Bank Russia ING Wholesale Banking Russia  Citibank Standard Bank Moscow Underwriter(s): UniCredit Bank  Raiffeisen Bank

Borrower:

• Issuer:	DeltaCredit Bank
• Full issuer name:	Commercial Bank DeltaCredit
• Country:	Russia
• Web site:	http://www.deltacredit.ru/
•Other issues of the issuer:	DeltaCredit Bank, 2 - Domestic bonds  DeltaCredit Bank, 2035-A (RMBS, FRN) - Eurobonds  DeltaCredit Bank, 2035-BC (RMBS, FRN) - Eurobonds  DeltaCredit Bank, 3 - Domestic bonds  DeltaCredit Bank, 4 - Domestic bonds All issues of the issuer
• Issuer profile:	DeltaCredit is a 100% subsidiary of Societe Generale S.A., and the first specialized mortgage bank in Russia. The bank provides mortgage loans on the primary and secondary housing markets in Moscow, M ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Standard&Poor's withdrawn Int. Scale (foreign curr.) 10/14/2005 Standard&Poor's withdrawn Int. Scale (loc. curr.) 10/14/2005 Standard&Poor's withdrawn National Scale (Russia) 10/14/2005 Moody's Baa1/Stable Int. Scale (foreign curr) 07/18/2008 Moody's Baa1/Stable Int. Scale (loc. curr.) 01/25/2008 Moody's Interfax Rating Agency Aaa.ru National Scale (Russia) 01/25/2008 National Rating Agency A- National scale (Russia) 07/01/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Jul 27 2007):

Payment schedule: