Issue information:

• Issuer, issue number:	URSA Bank, 3
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	3 000 000 000
• Registration date:	Apr 27 2006
• State registration number:	40300323В
• ISIN:	RU000A0GTHA6
• Start of placement:	Jun 08 2006
• End of placement:	Jun 08 2006
• Issue price:	100
• Coupon:	In Russian Only
• Coupon frequency:	2 time(s) per year
• Settlement date:	Jun 08 2006
• Maturity date:	Jun 04 2009
• Arrangers:	In Russian Only
• Trading floor, listing category:	MICEX (A1)
• Issue ratings: (rating history)	Rus-Rating BB+ National scale (Russia) 03/17/2008
• Guarantors:
• Additional information:	In Russian Only
• Investment banks:	Lead manager(s): Gazprombank  Citibank Co-lead manager(s): UniCredit Bank  Renaissance Capital Morgan Stanley Bank Underwriter(s): ING Wholesale Banking Russia  TRUST Investment Bank  ORGRESBANK  Russian Agricultural Bank Tatfondbank

Borrower:

• Issuer:	URSA Bank
• Full issuer name:	URSA Bank (previously Commercial Bank Sibakadembank)
• Country:	Russia
• Web site:	http://www.ursabank.ru/
•Other issues of the issuer:	URSA Bank, 8 - Domestic bonds  URSA Bank, 9 - Domestic bonds  URSA Bank, 10 - Domestic bonds  URSA Bank, 7 - Domestic bonds  URSA Bank, 5 - Domestic bonds All issues of the issuer
• Issuer profile:	Sibakadembank was renamed URSA Bank in December of 2006 due to the merger of Sibakadembank and Uralvneshtorgbank. OAO URSA Bank is the largest Russian regional bank with foreign ownership ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's Ba3/Positive Int. Scale (foreign curr) 12/04/2008 Fitch Ratings B+/Positive Int. Scale (foreign curr.) 12/03/2008 National Rating Agency A+ National scale (Russia) Rus-Rating BB+/Stable National scale (Russia) 04/23/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 31 2008):

Payment schedule:

COMMENTS: