Issue information:

• Issuer, issue number:	AK BARS Bank, 2
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	1 500 000 000
• Registration date:	Jan 28 2005
• State registration number:	40202590B
• ISIN:	RU000A0GMK95
• Start of placement:	Jan 26 2006
• End of placement:	Jan 26 2006
• Issue price:	100
• Coupon:	1 coupon: 8.25% p.a. 4-6 coupons will be set by the issuer, at least 1% p.a.
• Coupon frequency:	2 time(s) per year
• Maturity date:	Jan 22 2009
• Early redemption terms:	on 5th working day since 3rd coupon installment date at par, date: 31.07.07, price: 100.
• Arrangers:	Lead: AK BARS BANK
• Trading floor, listing category:	MICEX (A1)
• Issue ratings: (rating history)	Fitch Ratings A(rus)- National Scale (Russia) 01/25/2006 Rus-Rating BB National scale (Russia) 03/17/2008
• Additional information:	Advisor: IK TatInk
• Investment banks:	Lead manager:  AK BARS Bank Co-underwriter(s): MBRD  NOMOS-BANK Tatfondbank BANK of KHANTY-MANSIYSK

Borrower:

• Issuer:	AK BARS Bank
• List of affiliated companies:	AK Bars Finance
• Full issuer name:
• Country:	Russia
• Web site:	http://www.akbars.ru/
•Other issues of the issuer (including related companies issues):	AK BARS Bank, 3 - Domestic bonds  AK BARS Bank, 4 - Domestic bonds  AK BARS Bank, 2008 (LPN) - Eurobonds  AK BARS Bank, 1 - Domestic bonds  AK BARS Bank, 2010 (LPN) - Eurobonds All issues of the issuer
• Issuer profile:	Joint-stock commercial bank AK BARS was registered in the Central Bank of the Russian Federation in November 29, 1993. The number of license is 2590. At present, AK BARS bank has all types of licenses ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's Ba2/Stable Int. Scale (foreign curr) 05/04/2007 Fitch Ratings BB/Stable Int. Scale (foreign curr.) 04/25/2008 Fitch Ratings AA(rus)-/Stable National Scale (Russia) 04/25/2008 Moody's Interfax Rating Agency Aa2.ru National Scale (Russia) 05/04/2007 RA AK&M A National Scale (Russia) 11/28/2008 National Rating Agency AA National scale (Russia) Rus-Rating BB/Stable National scale (Russia) 10/06/2006
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 31 2008):

Payment schedule:

COMMENTS: