Issue information:

• Issuer, issue number:	Loсko-Bank, 2
• Income calculation:	Enter issue price %
• Type of bond:	Domestic bonds
• Issue status:	сancelled
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	500 000 000
• Registration date:	Sep 23 2004
• State registration number:	40202707B
• ISIN:	RU000A0D1Z74
• Start of placement:	Apr 14 2005
• End of placement:	Apr 14 2005
• Issue price:	100
• Coupon:	1-3 coupons: 12.75% p.a. 4-8 coupons: 11.5% p.a. 9 coupon: set by issuer 10-12 coupons: equal the 4th one
• Coupon frequency:	4 time(s) per year
• Maturity date:	Apr 22 2008
• Early redemption terms:	Jan. 15th, 2006, date: 15.01.06, price: 100; date: 18.01.07, price: 100.
• Arrangers:	Lead: LOKO Bank Co-lead: Aphina IC Underwriters: Hanti-Mansi Bank, SKB Bank, RFC, Lanta Bank
• Trading floor, listing category:	MICEX
• Additional information:	InterFin Trade will act as the issue financial consultant.
• Investment banks:	Lead manager: Loсko-Bank Co-lead manager: Afina Co-underwriter(s): BANK of KHANTY-MANSIYSK  SKB-Bank "Clearing Stock Centre" Investment Company  Lanta-Bank

Borrower:

• Issuer:	Loсko-Bank
• Full issuer name:	Locko-Bank
• Country:	Russia
• Web site:	http://www.lockobank.ru/
•Other issues of the issuer (including related companies issues):	Loсko-Bank, 1 - Domestic bonds  Loсko-Bank, 2 - Domestic bonds  Loсko-Bank, 2010 (LPN) - Eurobonds  Loсko-Bank, 2009 (LPN) - Eurobonds
• Issuer profile:	LOСKO-Bank Date of registration with the Central Bank of the Russian Federation (CB RF): 21.02.94 Licenses: License by CB RF #2707 on operations in rubles and foreign currency; Licenses of the ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's B2/Stable Int. Scale (foreign curr) 01/24/2007 Moody's B2/Stable Int. Scale (loc. curr.) 01/24/2007 Fitch Ratings B/Stable Int. Scale (foreign curr.) 11/19/2007 Fitch Ratings BBB(rus)-/Stable National Scale (Russia) 11/19/2007 Fitch Ratings B/Stable Int.l Scale (local curr.) 11/19/2008 Moody's Interfax Rating Agency A3.ru National Scale (Russia) 01/24/2007 National Rating Agency A- National scale (Russia) 07/01/2007
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Dec 15 2005):

Payment schedule: