Issue information:

• Issuer, issue number:	AK BARS Bank, 1
• Income calculation:	Enter issue price %
• Type of bond:	Domestic bonds
• Issue status:	redeemed
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Amount:	500 000 000
• Registration date:	Jan 21 2004
• State registration number:	40102590В
• ISIN:	RU000A0AX495
• Start of placement:	Apr 07 2004
• End of placement:	Apr 07 2004
• Issue price:	100
• Coupon:	1-2 coupons: 9% p.a. 3,4 coupons: 8.8% p.a.
• Coupon frequency:	2 time(s) per year
• Maturity date:	Apr 05 2006
• Early redemption terms:	Apr 6th, 2005 at par, date: 06.04.05, price: 100.
• Arrangers:	Co-underwriter: Soyuz Bank
• Trading floor, listing category:	MICEX
• Issue ratings: (rating history)	Fitch Ratings BBB(rus) National Scale (Russia) 09/26/2005
• Additional information:	TatInk is the issue financial consultant.
• Investment banks:	Lead manager:  Bank Zenit Co-underwriter: Soyuz Bank

Borrower:

• Issuer:	AK BARS Bank
• List of affiliated companies:	AK Bars Finance
• Full issuer name:
• Country:	Russia
• Web site:	http://www.akbars.ru/
•Other issues of the issuer (including related companies issues):	AK BARS Bank, 3 - Domestic bonds  AK BARS Bank, 4 - Domestic bonds  AK BARS Bank, 2 - Domestic bonds  AK BARS Bank, 2008 (LPN) - Eurobonds  AK BARS Bank, 2010 (LPN) - Eurobonds All issues of the issuer
• Issuer profile:	Joint-stock commercial bank AK BARS was registered in the Central Bank of the Russian Federation in November 29, 1993. The number of license is 2590. At present, AK BARS bank has all types of licenses ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Moody's Ba2/Stable Int. Scale (foreign curr) 05/04/2007 Fitch Ratings BB/Stable Int. Scale (foreign curr.) 04/25/2008 Fitch Ratings AA(rus)-/Stable National Scale (Russia) 04/25/2008 Moody's Interfax Rating Agency Aa2.ru National Scale (Russia) 05/04/2007 RA AK&M A National Scale (Russia) 11/28/2008 National Rating Agency AA National scale (Russia) Rus-Rating BB/Stable National scale (Russia) 10/06/2006
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Mar 07 2006):

Payment schedule: