Issue information:

• Issuer, issue number:	AHML, 12
• Guarantor:	Russia
• Income calculation:	Date of trades Price %
• Type of bond:	Domestic bonds
• Issue status:	outstanding
• Offering:	public
• Par, currency of issue:	RUR, 1000
• Indexation:	Refinancing rate
• Amount:	7 000 000 000
• Registration date:	Apr 21 2009
• State registration number:	4-12-00739-A
• ISIN:	RU000A0JQAF0
• Start of placement:	Aug 27 2009
• End of placement:	Aug 27 2009
• Date of circulation start:	Sep 24 2009
• Issue price:	100
• Coupon:	A floating rate is made up of an indicator (CBR refinaning rate one day prior to the start of a coupon period) and a premium (set at 2.5%).
• Coupon frequency:	2 time(s) per year
• Floating rate:	Yes
• Reference rate:	CBR refinancing rate
• Margin:	2.5%
• Settlement date:	Aug 27 2009
• Maturity date:	Dec 15 2013
• Early redemption terms:	Bonds to be submitted for buyback on days 40-43 after placement is finished. The settlement date is the 2nd business day from the end of submission of bonds for buyback., date: 13.10.09, price: 100.
• Arrangers:	Raiffeisenbank, Citibank, TransCreditBank, Bank of Moscow, Sberbank
• Trading floor, listing category:	MICEX (A1)
• Additional information:	Par value is guaranteed by the Russian Federation.
• Investment banks:	Lead manager(s):  Bank of Moscow  Raiffeisen Bank Sberbank  Citibank  TransCreditBank

Borrower:

• Issuer:	AHML
• List of affiliated companies:	First Mortgage Agent AHML, Second Mortgage Agent of AHML, AHLM Mortgage Agent 2008-1
• Full issuer name:	open joint stock company "The Agency for Housing Mortgage Lending"
• Country:	Russia
• Web site:	http://www.rosipoteka.ru/
•Other issues of the issuer (including related companies issues):	AHML, 15 - Domestic bonds  AHML, 14 - Domestic bonds  AHML, 13 - Domestic bonds  AHML, 11 - Domestic bonds  AHML, 10 - Domestic bonds All issues of the issuer
• Issuer profile:	Agency for Housing Mortgage Lending was founded in September 1997 as a open joint-stock company. Russian Federation is the sole shareholde of the Agency. The main activity of the Agency is refinancing ...
• Industry:	Banks and financial institutions
Issuer ratings: » rating history Standard&Poor's BBB/Negative Int. Scale (foreign curr.) 02/10/2009 Standard&Poor's BBB/Negative Int. Scale (loc. curr.) 02/10/2009 Standard&Poor's ruAAA National Scale (Russia) 12/30/2009 Moody's Investors Service Baa1/Stable Int. Scale (loc. curr.) 02/27/2009 Moody's Investors Service Baa1/Stable Int. Scale (foreign curr) 11/10/2009 Moody's Interfax Rating Agency Aaa.ru National Scale (Russia) 01/12/2009 National Rating Agency BBB+ National scale (Russia) 07/06/2007
• News on the issuer:	17.06.09 open joint stock company "The Agency for Housing Mortgage Lending": Consolidated Financial Statements for the Year Ended 31 December 2008
• documents:	Consolidated Interim Condensed Financial Statements for the Six Months Ended 30 June 2009 (189k) Consolidated Financial Statements for the Year Ended 31 December 2008 (580k) Облигации А7 и А8. Обзор Ренессанс Капитала (англ. версия) (349k) Облигации А3. Обзор Ренессанс-Капитала "Квази-суверенные облигации с премией" (414k)
Complete profile

Financial accounting:

Quarterly FFMS Reports:

Trading info (MICEX, Mar 18 2010):

Payment schedule:

COMMENTS: